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frequently asked questions

CREDIT SERVICES



Can I apply for a Macy's card at macys.com?
Yes, just visit our Apply Now page and complete the short form. Once approved, you can begin shopping immediately at macys.com or at your favorite Macy's store and enjoy an immediate new cardholder discount.

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Can I pay my bill and review my credit card information online?
Yes, macys.com offers tools for viewing and managing your credit account online. Plus, we've partnered with CheckFree™ to provide an easy, online way to pay your bill each month.

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How do I learn more about registering for the online bill payment service with CheckFree?
You can learn more about paying your bill with CheckFree here. To learn about other bill pay options, visit Pay Your Macy's Bill.

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How do I contact Customer Service for questions about the online bill payment service?
For information about your online statements, payments made via the Internet, or any other aspect of online billing, visit Credit Services Help where you can find answers to all your questions, plus information on how to contact our Customer Service representatives.

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How do I get a copy of my CheckFree paper statement?
To request a free copy of your paper statement, please visit Credit Services Help.

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Is my credit card information secure at macys.com?
Your security is our priority at macys.com. For your protection, we use Secure Sockets Layer (SSL) technology to encrypt your credit card information.To ensure that your connection is secure while making an online purchase, check the lower left-hand corner of your browser window for an unbroken key or closed lock symbol, indicating that SSL is active and your information is safe. You can feel confident in the knowledge that placing an order with macys.com is just as secure as ordering with us over the phone.

For more information, please read our Security Policy.

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How is my Macy's account reported to the credit bureaus?
Each credit plan you request on your account is reported separately to the three major credit bureaus (Equifax, TransUnion and Experian). When you check your credit report, you'll see a separate entry for each credit plan requested. Macy's credit plans include: regular charges you make at Macy's, major purchase plans, and the Club plan. If you also have a Macy's Star Rewards Visa account, it reports separately to the credit bureaus and will also appear on your credit report.

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What should I do if my Macy's card is lost or stolen?
To report a lost or stolen card, contact our office immediately to avoid potential misuse. The Macy's Customer Service department can be reached at: 1 (800) 659-6229, or visit Credit Services Help to email us. Remember to remove the account number of the lost card from your My Profile section at the macys.com website, and to add your new card number once you receive it.

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What is an International Transaction Fee?
The International Transaction Fee is a fee on any international transactions submitted to us in a foreign currency. When you use your Macy's Visa card outside the USA, excluding Puerto Rico and Guam, you will be charged an International Transaction Fee on purchases and cash advances made in a foreign currency. The fee is 1% of the transaction amount in U.S. dollars and will appear as a separate transaction on your Visa statement. We do not charge an International Transaction Fee if the transaction receipt clearly states the transaction has been conducted solely in USD, or US dollars.

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How can I get confirmation that my payment was received?
Once you've completed our easy registration on macys.com, add your Macy's card to your profile. In the My Profile section of your account, you'll be given the option to sign up to receive updates about your credit account via email. You can choose to receive notification when your statements are available to view on macys.com and when a payment posts to your account. If you have already registered your Macy's or other store card on macys.com, just log in to your Profile and sign up to start receiving these email alerts immediately.

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How can I pay my Macy's bill online?
For an easy, free way to pay your bill online, we have partnered with Checkfree™ a leader in online billing. Click here to get information about enrolling in our free service, and start receiving your statement and paying your Macy's bill online today. Please note: you'll need a valid checking account with a U.S. bank to use this service.

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Who is eligible for Star Rewards Plus?
Star Rewards Plus was specifically designed for our Gold, Platinum and Elite Star Rewards VISA® cardholders. Rewards and Bonus Rewards are available exclusively to accounts eligible to earn Rewards. To find out how you can achieve greater rewards with your Macy's Visa card, click here.

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What kinds of offers can I expect from Star Rewards Plus?
As a benefit to our very best customers, we are pleased to offer exciting and innovative rewards featuring travel, dining, entertainment and more. Gold, Platinum and Elite Star Rewards cardholders may take advantage of these offers simply by using their Gold, Platinum or Elite Star Rewards VISA® Card.

For more information about Star Rewards Plus and to view offers, click here.

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Will I earn rewards on my Star Rewards Plus purchases?
Absolutely, as long as your account is eligible to earn Rewards. Macy's Star Rewards Plus was created as a way for Macy's to bring extra value to our very best customers. Just use your Gold, Platinum or Elite Star Rewards Visa Card to start earning Star Rewards Certificates and take advantage of exciting Star Rewards Plus offers! For more information, visit Star Rewards Plus.

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How will I find out about new Star Rewards Plus offers?
Visit Star Rewards Plus regularly to ensure that you don't miss out on any new offers. You may also receive notification of offers in your monthly Gold, Platinum or Elite Star Rewards VISA® account statements and, from time to time, we may send notices by mail of other special offers you don't want to miss. If you prefer to receive notice via email, just register your e-mail address for Star Rewards Updates and we'll notify you electronically of our latest offers.

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How do I qualify for the Gold, Platinum or Elite Star Rewards VISA® Card?
These cards are offered only to cardholders who have met the basic spending guidelines on their Macy's Credit Card account and meet our VISA® credit criteria. Currently, the Gold Star Rewards VISA® requires net purchases of $500 per year at Macy's and macys.com on your Macy's Credit Card in order to qualify and retain benefits. Platinum Star Rewards VISA® requires annual net purchases of $1,000 per year at Macy's and macys.com on your Macy's Credit Card account. Elite Star Rewards VISA® requires annual net purchases of $2500 or more at Macy's and macys.com on your Macy's Credit Card account.

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