NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS, NO DOWN PAYMENT
with minimum $999 furniture or mattress purchase on your Macy's Card, subject to credit approval. Interest will be charged to your account from the purchase date if the purchase is not paid in full within 12 months or if you make a late payment.
INTEREST CHARGES accrue on the promotional balance from the transaction date and all accrued INTEREST CHARGES for the entire promotional period will be added to your account if the promotional balance is not paid in full by the end of the promotional period or if you fail to make a required payment on your account when due. Minimum monthly payments of the greater of $25.00 or 3.25% of your promotional balance (which calculation is rounded up to the nearest dollar) are required plus any minimum payment otherwise due. Making the minimum monthly payment will not pay off your promotional balance in time to avoid INTEREST CHARGES. See below for details.
NO INTEREST FOR ONE YEAR IF PAID IN FULL BY PROMOTION EXPIRATION DATE. Requires a minimum purchase of $999 in the furniture or mattress departments charged to your Macy's Card. Subject to credit approval. INTEREST CHARGE will be determined by applying an ANNUAL PERCENTAGE RATE ("APR") of up to 26.99% (but if your account has a variable APR, a variable APR of 24.50% as of April 2010) to the account's Average Daily Balance with a minimum monthly INTEREST CHARGE of $2.00. The variable APR will vary with the market based on the Prime Rate. Deferred offers good 9/28/2011 through 10/10/2011. See Credit Card Agreement for additional details.
